Towing Capacity Question - Page 2 - Ford Powerstroke Diesel Forum
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post #11 of 14 Old 11-14-2018, 11:46 AM
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If you have any kind of accident and you are over weight in any category your insurance will not cover you

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post #12 of 14 Old 11-15-2018, 04:09 AM
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Originally Posted by Buckhornmike View Post
If you have any kind of accident and you are over weight in any category your insurance will not cover you
Eh, I dont know about that. My policy does not say anything about it at all. The only exclusions are things like evading police pursuit, racing, taxi services, blah blah. I can be skunk drunk and wreck it. I can be doing lines off a hooker zzz and wreck it. As long as I'm within the letter of the policy, they pay out.
A civil suit could be an issue though. If someone you hit found out you were over. Then again, even loaded correctly you can get sued.


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post #13 of 14 Old 11-15-2018, 04:58 AM
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I stand corrected, proceed good sir
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post #14 of 14 Old 02-13-2019, 08:50 AM
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Originally Posted by ridintolive View Post
Good evening. Newbie to the Powerstroke and Ford towing here and I have a question regarding tow capacity. I have a 2015 F-250 XLT Lariat Crew Cab 4x4 156" WB that has the 10K GVWR Package/ 3.31 Electronic Locking and FX4 package. I went to the following site, and it is showing that the max towing capacity for my truck is 15900. (ford.com/resources/ford/general/pdf/towingguides/2015_SuperDuty.pdf)

Now here is the core of my question. I am looking at a 2016 Primetime Spartan 1240X Toy Hauler that is 43', 3 Axle, UVW is 14951, Pin Weight is 2783 (have 20K hitch, so I am good there/considering the 15-25% calculation), add 873 for water, another 845 for my bike, and 150 for food, gear, and 50 just for the wife's shoes, I come up with a total of roughly 16750. Am I trying to go too heavy for my truck, given I am 1K over from the page above?

My thought is that with the 10K GVW package, I am at 10K plus the 15900 listed by ford, giving me a total GVW of 25900? Am I way off base...


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Depending on what state you are in 15,000 will make you illegal once you get pulled over. Most states like California limit GCVWR (GROSS COMBINED VEHICLE WEIGHT RATING) For non Commercial towing at 25,000#. You may need a 5th wheel endorsement to tow over 10,000#

You are going to be over the recommended load of the rear axle if I’m not mistaken. Unless they did major changes to the rear axle, I verified with FORD last year when I picked up my 16 CC FX4 that you can put a max of 3,000# over the rear axle. That was through Fords Hotline service!

With that being said wrong trailer for the wrong truck. You would be sued if you got someone hurt or property damaged in the event of an accident. And your insurance wouldn’t cover it because you are out of your limit as far as towing goes. Unless you had it weighed PER AXLE and had the pics/certs to prove it, you’d loose and loose big!
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