Compression Ignition Addict
Join Date: Jun 2009
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yeah your better off going to a credit union.
I got a 60 month for 2.75%. I think a 48 month was around 2.9%. Credit unions will always smoke out ford and wellsfargos. Only time I would go with ford credit was 0% for 60 months.
Ford will offer cash off if you finance thru them but if you run the numbers, it don't make sense. Also, you can't double stack loans, you can't take the ford credit to get the cash off and also have a credit union loan.
The best way, if you have 50k laying around, is to take the ford credit financing, get the cash off and after 4 minimum payments, pay off the ford loan. But I live in MERICA and I need a bank to make me look fancy and keep up with the neighbors.
2019 F350 6.7 CCSB 4x4 XL with STX 3.55 elocker LED license plate lights Iconic OEM running boards coverking seat covers AVS bug shield Edge insight CS2
04 F250 6.0L (sold at 254k and rollin stock HG, HPOP, injectors)