Hotshot/hauling company questions - Ford Powerstroke Diesel Forum
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post #1 of 11 Old 05-07-2014, 07:20 PM Thread Starter
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Hotshot/hauling company questions

So I'm thinking about making a hotshot/hauling company but I can seem to find a insurance company to insure me for such a think. Right now I have a commercial policy of my 550 but that's all I have and my Erie insurance agent said that they don't do a policy to cover this type of company. Any help in this matter would be great oh and I'm located in pittsburgh pa. Thanks for the help
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post #2 of 11 Old 05-07-2014, 07:23 PM
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Progressive or geico? Get a policy that covers up to the value of said vehicles being towed, (up to 100k on trailer coverage) make sure it's a commercial business policy, btw this stuff will get expensive on ya good luck, and ensure you have the proper licensing, certifications, and regulations for your area

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post #3 of 11 Old 05-09-2014, 04:42 PM
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Progressive or geico? Get a policy that covers up to the value of said vehicles being towed, (up to 100k on trailer coverage) make sure it's a commercial business policy, btw this stuff will get expensive on ya good luck, and ensure you have the proper licensing, certifications, and regulations for your area
Progressive does commercial but I just dropped them as they went up $3000 a year. Being a new carrier, you WILL pay through the nose.

Most brokers and others require a minimum of $100,000 cargo plus, since you're a transporter and transport autombiles, you HAVE to carry $1 million liability.

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post #4 of 11 Old 05-09-2014, 08:12 PM Thread Starter
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So for what I read it's not easy to find an insurance company to do this? I already have commercial on my truck so I'm looking for the liability to cover anything I haul. What are some of the prices you guys are paying a year?
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post #5 of 11 Old 05-10-2014, 06:20 PM
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So for what I read it's not easy to find an insurance company to do this? I already have commercial on my truck so I'm looking for the liability to cover anything I haul. What are some of the prices you guys are paying a year?
I just renewed mine, it's around $10,000 a year.

Mike you're going to have to get liability AND cargo insurance.

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post #6 of 11 Old 09-24-2014, 12:46 PM
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Hey guys. I'm picking some brains here. I'm also looking into hauling. It's just a side gig on the weekend from my 8-5 job. I have myself a 20x7 flatbed with 7K axles on it. Most I will ever haul. Will be within Arizona. If Money is good enough to travel over to a state over. Than that might be a possibility. But what are some requirements for this kind of work. Ive heard if I get a LLC. I might not need a DOT number if I keep it in AZ. Or whats some insurance coverage I can get away with.???

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post #7 of 11 Old 09-24-2014, 01:05 PM
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Idk about Arizona but company I work for is llc, keep the truck inside state lines and were required to have dot numbers because it's for profit. I think if we leave state were supposed to get a trip ticket, at least that's what iv been told. The other thing iv read is that doing this type of work on weekends won't make any money, it should be a full time thing.
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post #8 of 11 Old 09-24-2014, 01:19 PM
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Ya the most I see profiting from some of these short trips is $100 bucks. And it might take some low profit jobs to get my name out there. I was thinking it might be a better idea of getting in contact with auctions. And being the go to guy for local transports for buyers. IDK few extra bucks is always welcome. But If I am having to pay overhead of insurance and special permits/license. I don't know if its worth the headache...

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post #9 of 11 Old 09-24-2014, 01:41 PM
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If you are for profit, you need CDL, DOT numbers, commercial insurance, never overload axles or you'll be fined, etc, etc.

NOT worth it one bit.
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post #10 of 11 Old 09-25-2014, 01:23 PM
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Originally Posted by strokin-7.3 View Post
doing this type of work on weekends won't make any money, it should be a full time thing.
this 100%

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