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Old 05-07-2014, 07:20 PM
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Hotshot/hauling company questions

So I'm thinking about making a hotshot/hauling company but I can seem to find a insurance company to insure me for such a think. Right now I have a commercial policy of my 550 but that's all I have and my Erie insurance agent said that they don't do a policy to cover this type of company. Any help in this matter would be great oh and I'm located in pittsburgh pa. Thanks for the help
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Old 05-07-2014, 07:23 PM
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Progressive or geico? Get a policy that covers up to the value of said vehicles being towed, (up to 100k on trailer coverage) make sure it's a commercial business policy, btw this stuff will get expensive on ya good luck, and ensure you have the proper licensing, certifications, and regulations for your area
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Old 05-09-2014, 04:42 PM
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Originally Posted by 351fifty View Post
Progressive or geico? Get a policy that covers up to the value of said vehicles being towed, (up to 100k on trailer coverage) make sure it's a commercial business policy, btw this stuff will get expensive on ya good luck, and ensure you have the proper licensing, certifications, and regulations for your area
Progressive does commercial but I just dropped them as they went up $3000 a year. Being a new carrier, you WILL pay through the nose.

Most brokers and others require a minimum of $100,000 cargo plus, since you're a transporter and transport autombiles, you HAVE to carry $1 million liability.
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Old 05-09-2014, 08:12 PM
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So for what I read it's not easy to find an insurance company to do this? I already have commercial on my truck so I'm looking for the liability to cover anything I haul. What are some of the prices you guys are paying a year?
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Old 05-10-2014, 06:20 PM
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So for what I read it's not easy to find an insurance company to do this? I already have commercial on my truck so I'm looking for the liability to cover anything I haul. What are some of the prices you guys are paying a year?
I just renewed mine, it's around $10,000 a year.

Mike you're going to have to get liability AND cargo insurance.
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