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Old 11-03-2008, 07:56 AM
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TX Members, Any good deals on Home Insurance?

So we just moved to Wichita Falls and made an offer on a home here and we'll need home owners insurance around the middle of the month. What are my options here to save money? Thanks
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Old 11-03-2008, 08:08 AM
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I dunno. I'm looking myself. Allstate screwed me and let my policy expire. They supposedly sent 4 letters and called me once. I would think I would've seen or heard something
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Old 11-03-2008, 08:41 AM
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Allstate is the devil!

I've heard good things about state farm. Most of the time you can get a "discount" if you use them for home, auto etc...
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Old 11-03-2008, 09:44 AM
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We have Farm Bureau. Great company, we've been with them for years.

I have a friend who is an indepent insurance agent up in your neck of the woods (kinda). She's in Sherman. PM me and I'll give you her info. She was our Farm Bureau agent until she decided to start her own independent thing.

Mike Fauver
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Old 11-03-2008, 02:46 PM
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i use state farm.. and they have dome me right... w have everytingthrough them.. life insurance, home incurance, car/truck insurance, and atv/sxs insurance... they give a heck of a deal
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Old 11-03-2008, 02:49 PM
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Find a local Independent Agent. Farm Bureau, Germania are very good companies.
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Old 11-03-2008, 02:55 PM
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I use an Insurance Broker. They handle my finances (some), home, 3 vehicles, bike, and all binders on jewelry and higher end guns.

Roach Howard Smith & Barton | Insurance. Risk Management. Employee Benefits. Financial Services. | Dallas, Fort Worth

I think my home owner policy on just the house is 2.5 times home value for catastrophic damage. It's under $1k a year. Allstate, state farm, farm bureau were all $500 or more higher.
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Old 11-04-2008, 04:58 AM
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I did call Farm Bureau here in Wichita Co. but I've ran into a problem ( they did give me lower rates that anyone else). I have to have my primary home insured with USAA to have them insure my 2nd home in Tucson. I don't think farm bureau can insure homes in other states, but I'm gonna ask. Thanks everyone, hopefully others will get help from this thread in the future as well.
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Old 11-04-2008, 10:26 AM
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If you can use USAA, I would. Damn fine company
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Old 11-04-2008, 10:46 AM
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USAA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!\
have my auto loan and insurance with them
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