New ATV law in Illiniois starting Jan 1 - Ford Powerstroke Diesel Forum
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Old 12-27-2009, 11:20 AM
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New ATV law in Illiniois starting Jan 1

Thought I would post this up in case someone hasn't seen this yet.

Effective January 1st, 2010, (per Illinois Section 11-1426.1 of the Illinois Vehicle Code) anyone operating a "non-highway vehicle" on a street, highway or roadway (including the right-of-way) is now subject to the state's mandatory insurance requirements just like automobiles. For purposes of the law, a "non-highway vehicle" means a motor vehicle not specifically designed for use on a public highway, including the following:

An all-terrain vehicle
A golf cart
An off-highway motorcycle and
A neighborhood vehicle. A neighborhood vehicle means a self-propelled, electronic powered, four-wheeled motor vehicle (or a self-propelled, gasoline powered, four wheeled motor vehicle with an engine displacement under 1,200 cubic centimeters) that is capable of attaining in one mile a speed of more than 20 miles per hour, but not more than 25 miles per hour and which conforms to federal regulations.

You will now need to carry an insurance I.D. card while using any of the above vehicles while using them in a public roadway.
Non-highway vehicles operating on a roadway will be subject to the same penalties as a motor vehicle. Those penalties are:

Three months drivers license suspension;
SR-22 for three years;
$500 fine payable in court;
$100 drivers license reinstatement fee

If you can prove insurance coverage is in effect when stopped by a law enforcement officer, the charges might be dropped and the Secretary of State's statutorily penalties will not be enforced.

What does this mean to you? If you already have your "non-motorized vehicle scheduled on your insurance policy, most likely all you will need is an insurance I.D. card. If it is not currently on your policy, we may need to schedule it onto your policy. Everyone's situation is different, so give us a call to find out what needs to be done so that you can avoid the ticket and ride legally under Illinois law.
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Old 12-27-2009, 11:24 AM
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wow thats gay! i guess im happy i just sold my golf cart
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Old 12-27-2009, 11:27 AM


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I agree with this law. ATV and OHV insurance is cheap as hell. It costs me less than 150 bucks a year to insure both of mine with liability, collision, comp and everything else
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Old 01-05-2010, 07:28 PM Rookie

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This law is stupid Not onl can't you drive an ATV on the street but now they want insurnace for something you can't leagally do.
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Old 01-18-2010, 10:02 AM
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Thats so stupid but i still aint going to do it
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