This is a general vent, but I also want to see if I am expecting too much (or am I getting screwed.)
I've been with the same insurance company for about 18 years, haven't made a claim in about 15 years. Last week, another driver decided to end this streak by pulling out of a parking lot in front of me.
Of course I did the usual things, called the police who arrived at the scene and did the reports, and reported the accident to my insurance company.
My insurance company told me that the body shop I wanted to take my truck to wasn't on their "preferred" list. The advised me of a body shop in my area that was on their list. I visited said shop to attempt to get the ball rolling. The estimator came out to see the truck and stated that he felt the truck was unsafe to drive and that they would need start taking it apart to diagnose the full extent of the damage. I explained that it was my work vehicle, so I will require a rental such as a cargo van before I can leave this thing for him.
I drove home and called my insurance company yet again, and explained the body shop story. I received the response "You'll have to wait for the adjuster and discuss a rental with them." The next day, the adjuster called, and I had to explain what happened again, and answer even more questions. The adjuster told me that I could schedule a rental once the body shop is repairing my truck, and that it will be charged to my policy until such time as the other guy's insurance admits fault.
Does everybody go through this BS when there is a collision? I'd think that if I pay ~$2500.00 per year to insure two trucks and have a good driving record that these people would provide some service when I need it. Wouldn't that be like having a lawyer on retainer, but you have to fight your own court battle.
1996 F250 SC/SB 4X4 XLT
1997 F250 RC/SB 2WD project
2008 F350 CC/LB 4X4 DRW Lariat, 3" cow catcher mod
2008 Ranger SC FX4
If your posting pictures bill, everyone dim their screens, that CAT YELLOW is bright
Is there anything you DONT take apart and **** with?
I still say that those Dodge mirrors have as much business on a OBS Ford as yoga pants have on a fat chick...my .02