Already got my first surprise after ordering. - Ford Powerstroke Diesel Forum

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post #1 of 14 Old 10-22-2010, 06:56 AM Thread Starter
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Already got my first surprise after ordering.

Turns out in the great corrupt state of New Jersey my new truck will have to be insured commercial.

Anything over 10,000 GVW or more than 4 wheels. That means I lose my 2 car discount and have to pay more. Initial estimate is 1700+ year up from about 1300 for my 06 GMC 2500HD.

My agent said there is nothing they can do about. What a surprise all the people who order SRW's are going to have with the new 11,000 GVW

Can't wait to leave here

Thanks,
Duane

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post #2 of 14 Old 10-22-2010, 07:14 AM
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How much longer do you have to wait to move? That's the nice part about NJ being relatively small... unless you live right in the middle, you could pretty much move out of state and commute...

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post #3 of 14 Old 10-22-2010, 07:22 AM Thread Starter
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Quote:
Originally Posted by jdkinzenbaw View Post
How much longer do you have to wait to move? That's the nice part about NJ being relatively small... unless you live right in the middle, you could pretty much move out of state and commute...
7 years and my job is covered by state laws that require me to live in state.
And I do live about in the middle, on the coast.

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post #4 of 14 Old 10-22-2010, 10:33 AM
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Quote:
Originally Posted by Porthole View Post
Turns out in the great corrupt state of New Jersey my new truck will have to be insured commercial.

Anything over 10,000 GVW or more than 4 wheels. That means I lose my 2 car discount and have to pay more. Initial estimate is 1700+ year up from about 1300 for my 06 GMC 2500HD.

My agent said there is nothing they can do about. What a surprise all the people who order SRW's are going to have with the new 11,000 GVW

Can't wait to leave here
i live in oldbridge nj and has a 2011 f350 srw and pay 1200 a year with gieco, i i had went with a 450 then yess commercial is needed
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post #5 of 14 Old 10-22-2010, 11:08 AM
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I have an idea... how about we take everyone out of California and New Jersey, and leave the bureaucrats behind that make these decisions. Then they can tax themselves to death and come up with all sorts of stupid laws, and it hurts only them...

2011 F250 CC SB KR Black/Adobe
H&S Black Maxx, EGR Delete, DPF/DEF Deleted exhaust
Line-X'ed DiamondBack ATV Cover
295/20 TerraGrapplers, XD Spy's
AMP power steps
50-gal TransferFlow tank
B&W Turnover Ball w/ Companion Hitch
Firestone Air Springs - front and rear
ViAir Xtreme Duty air system
Kleinn Train Horns

2012 Heartland Road Warrior 30C 5th-Wheel Toyhauler
2 Can-Am Quads that go everywhere the TH goes!
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post #6 of 14 Old 10-22-2010, 11:19 AM
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Are you sure? I have an F350 DRW and im 20 going to be 21 in a few weeks and im only paying 1200 a year for it with full coverage. And it doesnt have to be commercial. If this is true i havent heard about it at all yet. And i just paid my insurance a few days ago. They didnt say a word nor have a got any letters or anything like that.

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post #7 of 14 Old 10-22-2010, 11:22 AM
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Oh wait i misread you ordered a new truck and all the new trucks are gonna have to be registerd commercial if they are a dually or over the 10,000 lb gvw. Whoops

2004 F350 DRW SOLD
2010 Camaro 2SS LS3 SOLD
2011 Dodge 3500 DRW G56 (6 speed manual) 3.42s Full deletes, Valair DD, H&S MM w/ Draconian Diesel MCC tune, Straight piped, AFE stage 2, CCV reroute, Recon lights 1/4 mile 14.8 @ 96mph 460/1028
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post #8 of 14 Old 10-22-2010, 08:12 PM
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10,000 GVWR Package

Maybe you should change your order to the 10k GVWR package
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post #9 of 14 Old 10-22-2010, 09:06 PM Thread Starter
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The insurance company goes by the VIN and apparently knows the "work around". It is either over 10K or more then 4 wheels.

Thanks,
Duane

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2011 F-350 DRW White Tri-coat
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post #10 of 14 Old 10-23-2010, 08:21 AM
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what insurance company do you have i checked my gvwr is 11500, my zip code is 07735 nj im 28 years old and pay 1200 a year with gieco. id call around 2 other company if i were you
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