Compression Ignition Addict
Join Date: Sep 2012
Location: The 'Sip
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It's all your choice. When faced with that decision, I weighed out my options and it was better for me just to bulletproof the truck instead of dropping money on something as uncertain as warranty claims.
Here's the problem, if you run into a fuel issue (water in fuel), no warranty will help you.
Secondly, you'll need the top warranty (PremiumCare) to cover the things that are most likely to go wrong on this truck (emissions related equipment). So, essentially with a warranty you're hoping that you fall into a non-fuel related fuel system problem (pump or injector failure), radiator issues, or EGR type issues. Maybe a head or head gasket failure. Or a transmission failure. None of these are extremely likely but they do happen.
How many miles are on your truck? That makes a huge difference in cost.
There are 6 main "extended warranties" offered by Ford (by the way, I wouldn't trust any warranty company besides Ford regardless of the promises they make):
6. DieselCare Plus
DieselCare is interesting but just didn't seem worth the cash layout for me. PremiumCare and ExtraCare were next for consideration, but the things I viewed as most likely to fail and run up a huge bill were only covered in PremiumCare.
Depending on your mileage, you'll have several options or few options under each coverage warranty.
So, for example, under PremiumCare, you'll next have to choose duration (years) and mileage. They sometimes have several packages under each like a:
1 yr / 12,000 miles and a 1 yr / 24,000 miles or a 2 yr / 24,000 miles
It's all up to you on how long you plan to keep your truck, what you expect to fail, and the risk you're willing to take.
So far, I'm happy that I went the route that I did. If you have any questions on Ford warranties, let me know and I'll answer them.
It may be your only purpose in life is to serve as a warning for others.