Join Date: Dec 2008
Location: Naples, Florida
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Allstate is GOUGING me $3600 yr in California with Liability, Comp/Colision/ and Theft, on my newly purchased (used) 08 F-450 4x4. They are saying they don't write for overweight vehicles and made me pull a commercial policy. I own my own company so that was easy, but I was told if I hadn't, I would have had to start one. They are saying if I even hook up my own jet ski trailer, or any other, I have to get special Ryders, have them weighed and inspected, and my wife is not allowed to drive the truck as she is not an employee of my company (she would have to be insured/work comp-ed and w2'd to drive the truck) I have ALL of my other vehicles, house, etc insured with them, have a commercial Lic with every US/International rating available, and they are still killing me. So I was just wondering who you all were insured with and what you are paying (especially the 450 guys) if you don't mind saying your rates, as I got to find an alternative to this debockle. I pulled a policy to get it on the road, but just wrote my first 260 check for 1 month.
State Farm $1170 a year full coverage. Never asked any questions about weight. Florida.
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2008 F450 King Ranch, AFE Stage 2, MBRP Duals, Fabtech 4 link 6" Lift, OUO 5" blocks and traction bars and side steps, AMP retractable steps,Falken 37x13.5x24 AT, American Force 24" Stripes rims, Airdog2,Coolant filter, Oil bypass filter, and a few more essentials