Join Date: Feb 2008
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you know a large part of your credit is debt to income... and history of credit... and available credit...
And you think Uncle Sam or anyone knows how much I really make? Would I want them to, other than for loan purposes? Also, about 80% of my credit history (positive items like purchasing that Mustang) still have absolutely no reflection on my credit??? When I bought that car, I had zero credit history and even paying it off, it shows nothing in my favor. The only thing I have ever used that reports positively on my credit are my credit cards (which I keep to a minimum in order to have a very low debt to income ratio, neither of which go over $1500). Just because you can't get a loan doesn't mean you don't make enough money to afford it. But I guess you never thought of someone paying for most everything in cash in order to prevent owing more than they make.
02 F250 CC SWB Auto 4x4, 4" MBRP TB with 5" tip, S&B Intake, TW chip, HPX Mod, Isspro Guages, NChornet CCV Mod, Coolant Bypass Filter
Last edited by cotton; 04-21-2010 at 08:58 PM.