sell me

[arcticatman]

Hey guys im looking to upgrade my 2005 f350 v10 to a 2010 6.4 im fully sold but my father needs to co sign he isn't sold on the fact the powerstroke costs so much more. help me out with some things i can tell him to convince him
Thanks Cody

[Raul@Stealth Automotive]

i would just wait and get the 6.7L... from the looks of it its a far superior engine and trans combo.....

[Dusten]

you can tell him the diesel costs 8000 more, and is more expensive to maintain. Just out of curiousity, if you need a co-signer for a 40.000 truck, why don;t you look to buy something you can buy one your own

[arcticatman]

well Dusten im only 17 but i own a landscaping business. and ford financing i have to be at least 18 so he would have to co sign. and the reason im looking at a 6.4 is they are 10 grand off sticker. and i think the 2011s are ugly.

[cotton]

Originally Posted by Dusten

why don;t you look to buy something you can buy one your own

I don't mean to be rude, but why be a critic? When I was 19 I could easily make the payments on my GT Mustang (that I now own), but I couldn't get financed to save my life. It took 3 more years for credit bureaus to even remotely think about giving me a loan. I still have mediocre credit and own 3 vehicles, purchasing a 4th, and paying for 2 different houses.

[arcticatman]

cotton thanks man at least someone is on my side. lol

[Dusten]

Originally Posted by cotton

I don't mean to be rude, but why be a critic? When I was 19 I could easily make the payments on my GT Mustang (that I now own), but I couldn't get financed to save my life. It took 3 more years for credit bureaus to even remotely think about giving me a loan. I still have mediocre credit and own 3 vehicles, purchasing a 4th, and paying for 2 different houses.

you know a large part of your credit is debt to income... and history of credit... and available credit...

[arcticatman]

Dusten im not trying to start anything. But what made you buy the truck you have? thats all i want to know.

[cotton]

Originally Posted by Dusten

you know a large part of your credit is debt to income... and history of credit... and available credit...

And you think Uncle Sam or anyone knows how much I really make? Would I want them to, other than for loan purposes? Also, about 80% of my credit history (positive items like purchasing that Mustang) still have absolutely no reflection on my credit??? When I bought that car, I had zero credit history and even paying it off, it shows nothing in my favor. The only thing I have ever used that reports positively on my credit are my credit cards (which I keep to a minimum in order to have a very low debt to income ratio, neither of which go over $1500). Just because you can't get a loan doesn't mean you don't make enough money to afford it. But I guess you never thought of someone paying for most everything in cash in order to prevent owing more than they make.

[Mexigeo]

Sorry I don't have any financial advice , but the Powerstroke is a solid engine with power to spare and will out live a v10 easily. It pulls my 8000 lb 5th like nothing and would be great for hauling your landscaping equipment. I agree the 2011 are fugly.