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post #1 of 39 Old 03-10-2010, 04:00 PM Thread Starter
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USAA Insurance

I have a 2010 F350 CC/LB that has a GVWR of 11500lbs. USAA insurance is telling me they won't insure the vehicle because it is over 10,000lbs GVWR. Has anyone ever had a problem with either USAA or any other insurance agency not wanting to insure because of this? They've had the insurance on it since September and now they are saying they wont insure it becuase of this. Any help here would be nice.

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post #2 of 39 Old 03-10-2010, 04:03 PM
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Originally Posted by Larietguy10 View Post
I have a 2010 F350 CC/LB that has a GVWR of 11500lbs. USAA insurance is telling me they won't insure the vehicle because it is over 10,000lbs GVWR. Has anyone ever had a problem with either USAA or any other insurance agency not wanting to insure because of this? They've had the insurance on it since September and now they are saying they wont insure it becuase of this. Any help here would be nice.

Thanks!
I have USAA and an '08 F250 SC/LB. Different GVWR probably, but USAA is covering it.

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post #3 of 39 Old 03-10-2010, 04:15 PM Thread Starter
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I have USAA and an '08 F250 SC/LB. Different GVWR probably, but USAA is covering it.
That's what I said to them too. I had an 08 F-350 and they covered it. They said that this just came into effect late last year and they are not covering anything over 10K GVWR... I've been with them for 14 years now and never had a problem... And now this???

2010 F350 Lariet CC LB 4X4 SRW 6.4L
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Powerstroker67 ceramic downpipe
AFE 4" stainless Downpipe back exhaust w/5" tip
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Air Lift air bags
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post #4 of 39 Old 03-10-2010, 04:17 PM
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they are insuring my 99 f350with the door tag sayin 9900lbs. no issues there. and not had one issue from them. plus my loan is with them.

dunno why they said that.

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post #5 of 39 Old 03-10-2010, 04:25 PM
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My 04 has a GVWR of 11k and they are still covering it. Makes me kinda nervous though.

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post #6 of 39 Old 03-10-2010, 05:02 PM
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hmmm never heard of that before I have had them for good while now with no issues but hearing this makes me feel a little uneasy.

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post #7 of 39 Old 03-10-2010, 05:15 PM Thread Starter
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hmmm never heard of that before I have had them for good while now with no issues but hearing this makes me feel a little uneasy.
I talked to a Manager at USAA just a couple of mins ago and she said that if USAA finds out that someones vehicle is over 10000lbs GVWR that they cannot insure it because it's outside of thier guidelines. Now, I have to go through USAA general to get my insurance and most likely it will be higher. Hopefully no one's vehicles get caught like mine did because they will end your coverage at the end of your next cycle.

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post #8 of 39 Old 03-10-2010, 05:45 PM
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hmm, i wonder what they will say about mine. that really sucks if they wont cover my truck. If they do stop coverage then i will just cancel all of my insurance through them... and maybe open a checking, savings, CD, with another bank and do business with someone who will cover me.

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post #9 of 39 Old 03-10-2010, 05:46 PM
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Quote:
Originally Posted by Rob View Post
hmm, i wonder what they will say about mine. that really sucks if they wont cover my truck. If they do stop coverage then i will just cancel all of my insurance through them... and maybe open a checking, savings, CD, with another bank and do business with someone who will cover me.
Kinda what I was thinking..............

Josh

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post #10 of 39 Old 03-10-2010, 06:06 PM Thread Starter
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Originally Posted by Rob View Post
hmm, i wonder what they will say about mine. that really sucks if they wont cover my truck. If they do stop coverage then i will just cancel all of my insurance through them... and maybe open a checking, savings, CD, with another bank and do business with someone who will cover me.
Rob, Check your door tag and see if it says 11,500lbs GVRW for me please. If it does then you might be getting a letter from them too. Please let me know what yours says. I know you just bought the new 350, but yours is a Short bed and I'm wondering if there is any differance?

2010 F350 Lariet CC LB 4X4 SRW 6.4L
Spartan 250 tune
S&B Intake
Powerstroker67 ceramic downpipe
AFE 4" stainless Downpipe back exhaust w/5" tip
Arma Bedliner
Valley 20K fifth wheel hitch
Air Lift air bags
DDMtuning HID High/low headlights and Fog lights
Weathertech floor mats
Cobra 148GTL CB


2010 F-150 Platinum CC 4X4 SB (wifes truck)

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