Insurance on these beasts - Ford Powerstroke Diesel Forum
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post #1 of 38 Old 08-16-2012, 08:00 PM Thread Starter Fanatic
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Insurance on these beasts

Any of you guys notice how high your insurance is on these beasts? I about flipped. Whats wierd is I have a buddy who just purchased a Dodge deisel 1 Ton. His insurance is pretty reasonable but asked his agent to compare with an F250. If he would have bought a 250 his insurance would have been through the roof too. He has a different insurance company than me. I also talked to the guy that I bought it from and his was about the same as mine.

BTW: I'm 49, with no underaged drivers and have a very very minimal claim record with my insurance that I've had for 33 years. No tickets either.


'07 F250 King Ranch
Upfitter switches
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post #2 of 38 Old 08-16-2012, 08:02 PM
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They rank pretty high on the top theft list, insurance in some areas is pretty expensive
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post #3 of 38 Old 08-16-2012, 08:19 PM
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Mines not to bad but it is an 02 7.3 I'm 30 with full coverage and a total loss roll over 4 years ago. $71 a month but I do live in Idaho. I'm sure it depends on where you live.

2002 F350 Crew cab Lariat
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post #4 of 38 Old 08-16-2012, 09:04 PM

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I have a completely custom full coverage policy for my truck and I'm only 26 and my wife is only 23 and our premium with a $500 deductible, and all kinds of other goodies is only $80 a month. We also have 2 other vehicles on the policy one full coverage and the other is liability with uninsured motorist total loss coverage and the whole thing is only $160 a month.



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post #5 of 38 Old 08-16-2012, 09:21 PM
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Granted mine is a 2000, but I just bought a 2004 3500 Dually Dodge (That I hate BTW) and insurance was a bit more on the Dodge. I think mine breaks down to about $50 a month and I have great coverage, low deductible and with a name brand company. No complaints here. Still cheaper to insure than my wife's Honda.

2000 Ext. Cab F350 SRW, 6" Skyjacker lift on front/8" BDS Springs on rear w/NO blocks, 37x13.50 Nitto Mud Grappler's, Aftermarket Front Bumper

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post #6 of 38 Old 08-17-2012, 01:56 AM
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56 years old, full coverage on my '04 F-250, $400 a year on the truck, same as my '04 Corvette. My 2010 4cyl Fusion is the most expensive at $750 a year, go figure!

2004 F-250 XLT- FX4 - 4X4, Supercab, 8' bed, BRIGHT RED, Flint Gray Interior, 6.0 Torqshift
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post #7 of 38 Old 08-17-2012, 02:38 AM
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I'm 24 with full coverage and a 0$ deductible and I think mine is only about 90. I have 3 vehicles and a boat and only pay 163

03 F350 6.0 SRW 4X4 lariat

481hp 832tq

8" super lift 385/70r16 Toyo MT's
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post #8 of 38 Old 08-17-2012, 06:20 AM
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I have full covereage for both of our vehicles (2002 F350 CCSB and 2007 Ford Edge SEL) and I the premium is about $123 a month. I'm 25, my wife is 27. $100 deductible.


2006 Ford F-350 6.0 Crew Cab Lariat Short Box./4" exhaust/SCT X4 7015 (White Noise)/Autometer Boost and Fuel Pressure(Strictly Adapter)/Edge Insight CTS2/FICM Complete Wire Kit/08+ Rear Differential Cover/B&W Goosneck hitch/Sinister Coolant Filter/High Idle/Blue Spring/Purchased 2/28/2014

2002 Ford F-350 7.3 Crew Cab Lariat Short Box, SOLD 2/24/2014

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post #9 of 38 Old 08-17-2012, 07:18 AM Fanatic
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I have full coverage and I pay 68$.

03 F250XL- full exhaust, fuel lab fuel system, on board air, cold air, an TS 6 pposition chip

12 Boss 302- twin 60s, full suspension, working on 6r80 swap
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post #10 of 38 Old 08-17-2012, 07:21 AM
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I have Liability and I pay $126 a month

But, I have a heavy foot

2005 F250 King Ranch Work Truck.

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