Travel Trailer financing??? - Ford Powerstroke Diesel Forum
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post #1 of 11 Old 05-09-2010, 06:58 AM Thread Starter
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Travel Trailer financing???

Im looking to get a car hauler with living quarters up front, with water tanks etc. basically like a toy hauler type setup.
anyhow, on one ad i saw they mentioned something along the lines that the trailer would pretty much qualify for a mortgage since you could live in it.

is there any truth to this? im looking in the $20,000 range and under, but if i could get a low interest note that was like 10yrs so my payments would be CHEAP that would be GREAT!

im also looking used, if that'd be a factor.

what do ya'll know??

-ReD

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post #2 of 11 Old 05-09-2010, 07:02 AM
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that is correct you can finance a travel trailer for up to 180 months i believe... i just bought a 30k rockwood wind jammer a couple weeks ago and financed it for 180 months at 6% with no problem.

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post #3 of 11 Old 05-09-2010, 07:04 AM
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You can indeed write it off as a second home, but I don't think most lenders will give you a "mortgage rate" on an RV note. I have a great banker that allows me to do all my crazy stuff and he got me 6% for 10 years on the new 5er I just bought.

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post #4 of 11 Old 05-09-2010, 07:13 AM
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If you are a credit union member check their rates and if you are not a member find one you are eligible to join, the rates are much better than a bank.
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post #5 of 11 Old 05-09-2010, 10:23 AM
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Quote:
Originally Posted by Excurvelle View Post
If you are a credit union member check their rates and if you are not a member find one you are eligible to join, the rates are much better than a bank.
This is a very true statement. I work for the NCUA examining credit unions and I'm always amazed at how low their rates are. I would belong to our local credit union but then I wouldn't be able to examine them, giving me one less local job.

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post #6 of 11 Old 06-03-2010, 05:21 AM
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I got mine from American Bank or Bank of the West I think. I had secured incredible rates, but RV dealer beat it by .5 .

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post #7 of 11 Old 06-03-2010, 06:38 AM Thread Starter
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I got 'er did.


-ReD

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post #8 of 11 Old 06-03-2010, 09:30 AM
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Sweet!!

Looks very sharp. Got any inside pics?

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post #9 of 11 Old 06-04-2010, 02:56 PM Thread Starter
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I double checked my measurements and my KING matterss will fit up there in the tounge. has a 10K diesel water cooled yanmar engine kohler generator, 50A shore line, full size ****ter & shower, auto signal finding sat dish and viewing platform on the roof. smooth electric cooktop, 3 way fridge/freezer (LPG, AC, DC), on demand tankless water heater.


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post #10 of 11 Old 06-05-2010, 04:02 AM
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Very nice!!

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