Join Date: Feb 2011
Location: Edmonton, Alberta Canada
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Talked to a buddy that works for an insurance agency and he said that if you had extra stuff put into your truck you needed to get it appraised so they could adjust your insurance rate accordingly. If you brought your receipts of stuff you installed to him he would tell you he would not even look at them. Look at it this way, you bought a truck and paid say 50g for it then went to your insurer to get a policy on THAT truck they charge you say 200 a month for THAT policy. Now you spend say another 15g on rims, performance parts, now your truck is worth 65g which should have a policy that costs say 300 a month. You are basically expecting the insurance company to give you 15g worth of insurance for zero cost to you. So bottom line those of us that put big $$ into our trucks need to get certified appraisals to take back to the insurance company BEFORE you have to put in a claim for a stolen or crashed truck.
SCT, no studs...yet, Dual OEM intake air filter housings, Banks intercooler & intake elbow, Banks exhaust system, Windrunner ported intake manifold, Bullet Proof Diesel remote oil cooler & thermostat, AirDog2 (plus a couple spares), Power steering filter (Amsoil dual-bypass), MagTec deep ATF pan, Electric oil pre-lub pump, Dakota Digital gauges.