insurance..full coverage on OBS?

[kx592]

Do you guys think its worth having full coverage on a 97 F250 extended cab 8ft. Its in good condition with gauges, intake, exhaust...Its 500$ more a year and i cant decide if its worth it on the older trucks with 170K+ miles....What do you guys think or do?

[gabelnj]

insurance in general is a rip off... that said if you like the truck and pending something other than a total loss you can get it fixed at the expense of the company that is bending you over.

[95dieselsmoke]

full coverage here. came with tow coverage also. i break down and call a tow truck, its on them.

[JMart]

It really comes down to, can you afford to fix it or replace it if you wreck it? $500 over a year may be easier to afford then a new truck payment or several thousand dollars in repairs. And if your luck with accidents is as bad as mine then it will be a person with no insurance.

How much do you think it would cost you to replace your truck exactly they way it is. If you can drop that amount of money without a problem, drop the insurance.

[metallitera]

i do with a $100 comp. deductable.......but I live in deer country. round this time of the year its not uncommon to see 20 in a 10mile stretch.

[choctaw]

Originally Posted by metallitera

i do with a $100 comp. deductable.......but I live in deer country. round this time of the year its not uncommon to see 20 in a 10mile stretch.

That's an understatement, on my way down from DFW I can count at least 20-30 laying on the side of the road.

[metallitera]

Originally Posted by choctaw

That's an understatement, on my way down from DFW I can count at least 20-30 laying on the side of the road.

Yea, im still gettin used to figurin out which will commit suicide and which ones are used to cars....bein from HEB also this is a BIG change! but i sure would take a deer any day over airport freeway or central & LBJ!

[cchase]

I went for full coverage just for the fact that it wasnt much more, and i have really bad bad luck...

[metallitera]

AND DON'T FORGET MURPHY'S LAWS!!!!!

[Jarrod B]

I have full coverage on my obs cause its on a loan. When the loan is payed off, i will prob keep the full. I have USAA and its like $500 for 6mo