Well, I have slowly accumulated cash and invested it since I was about 12 and when I had it up to about $30,000 I opened a Margin Account with option privileges and turned that $30,000 into $145,000 in a year and a half mostly through getting lucky and a lot of experience, guidance and research. Before anyone gets any bright ideas. That $145,000 has quickly went to about $85,000 as of late as I made some big gambles hoping my luck wouldn't run dry and it did.. But I'm prime for a turn around have been through some dark days and am pretty much over it and ready to turn around. I put all but $25,000 in a CD ladder to constrain myself and eventually use to pay for school. The other $25,000 I manage to make an Average of $2500 a week on through very high risk trading and that will give me the funds along with a little capital to buy an 09 for cash in a few more months. I also consult with my dads company and plow snow lol. My dad thinks it keeps me "grounded" and I think its fun actually.