Well I bought mine when ford had all the rebates. It when from 47k to 38k and then talked them down to 35. Then I told them I wanted to trade a truck in on it and that put it at 25k. My payments was 450 though ford for the first 4 months and I just got it refinanced though my credit union for 350 a month. If I didn't get this deal on my truck I would have never bought it.