i just got lucky, it was time for my dad to get a new truck and i had just got my license. we went to the dealership found a truck for him, did some paperwork, so now with my parents help im building credit. i work 10 hour days in the summer to make my payments, and during the school year i do side jobs with our skid steer on the weekends to work around football and my show steers, all the mods came from leftover money each month.