$13,000.00 for what?!?!?! - Ford Powerstroke Diesel Forum
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post #1 of 14 Old 09-20-2013, 06:17 AM Thread Starter
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$13,000.00 for what?!?!?!

The dealer want's me to fork over 13 grand to fix my truck, or better yet, have my insurance company do it.

Here's the scoop.

2008 6.4 F250

My truck has the 6.4 curse. The HPFP issue is the latest. A few weeks ago my truck would go into limp mode when I got close to an empty tank of fuel. It gradually got worse and finally a few days ago started throwing P0087 and P0088 intermittently. Know that I have the "Diesel Guard" extended warranty, I took it in.

Ford calls me yesterday and tell me that the entire fuel system needs to be replaced front to back including the HPFP and suggests that I call my insurance company. They claim that fuel contamination is the cause, thus warranty is out the window.

I know of the HPFP issues with these truck after reading on here for the last few days. What I don't know is all my options.

I told them to leave it alone, and flash the computer with the TSB that widens the sensor parameters for now. They weren't too thrilled that I had done my research an said that the code would just come right back on.

What are my options? Do I really need an entire new fuel system? Will the flash get me by long enough to trade it in? Ideas??
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post #2 of 14 Old 09-20-2013, 07:21 AM
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No insurance won't cover it, Ford has a duty to prove "contaminated fuel". Even so if it was... all they need to do is "flush" the system, change filters and get your warranty to fix the broken parts.

Insurance would most likely deny for wear and tear.
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post #3 of 14 Old 09-20-2013, 07:26 AM
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Here's the deal per Ford. Yes the tsb usually doesn't fix the p0088 from my experience. If they remove your hpfp and remove the rear cover from it and there are any signs of water or rust warranty isn't going to cover it. Warranty doesn't cover what the condition of the fuel is. We have had several insurance companys cover 6.4s and 6.7s for fuel contamination.

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post #4 of 14 Old 09-29-2013, 07:51 AM
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Originally Posted by Jon5212 View Post
No insurance won't cover it, Ford has a duty to prove "contaminated fuel". Even so if it was... all they need to do is "flush" the system, change filters and get your warranty to fix the broken parts.

Insurance would most likely deny for wear and tear.
That's not how it works, big guy.

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post #5 of 14 Old 09-29-2013, 08:24 AM
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That's not how it works, big guy.
Yeah... actually it is... I work for a large company doing auto claims... 99% of the time it is denied. If it is covered... usually we pay for a fuel flush which most of the time is under your deductible again a denial...

Thanks.
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post #6 of 14 Old 09-29-2013, 08:31 AM
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You need to tell your dealer that fuel contamination occurred because of the poorly designed fuel water seperator. If a piece of junk covers the water in fuel sensor it'll never go off. But that's a fine line, it's somewhat on you as you should have known that the fuel, water seperator was a poor design. But it's also Ford as they should have given a recall on these trucks to fix the issue. Not to be a hard a$$, but that's the way I see it.

Don't see how they can fairly do that to you as one tank of bad fuel can do that, and we, as consumers, have no control over the fuel we buy. We can buy from reputable stations but still no guarantee on the fuel we get.

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post #7 of 14 Old 09-29-2013, 08:36 AM
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Originally Posted by Jon5212 View Post
Yeah... actually it is... I work for a large company doing auto claims... 99% of the time it is denied. If it is covered... usually we pay for a fuel flush which most of the time is under your deductible again a denial...

Thanks.
No, it's not.

If fuel contamination is the root cause of a fuel system failure, the fuel system warranty is void. Period. No amount of flushing is going to reinstate that. If the dealer is on the ball, they've flagged the vehicle in OASIS as fuel system coverage cancelled. Flushing the fuel system isn't magically going to remove traces of water/gasoline/**** fuel contamination on the parts that have failed.

I was talking from a warranty aspect, not an insurance aspect.

Sorry if that came across the wrong way. It appears I read your first post the wrong way also.

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post #8 of 14 Old 09-29-2013, 12:33 PM
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Quote:
Originally Posted by Big Angry Hillbilly View Post
No, it's not.

If fuel contamination is the root cause of a fuel system failure, the fuel system warranty is void. Period. No amount of flushing is going to reinstate that. If the dealer is on the ball, they've flagged the vehicle in OASIS as fuel system coverage cancelled. Flushing the fuel system isn't magically going to remove traces of water/gasoline/**** fuel contamination on the parts that have failed.

I was talking from a warranty aspect, not an insurance aspect.

Sorry if that came across the wrong way. It appears I read your first post the wrong way also.
Ahh ok, well we are on the same page then. To the OP good luck on getting insurance to cover it. But i'm doubting fuel "contamination" is the problem. That's usually going to happen over time and not all at once.

Most of the time for insurance to even look at it, a fuel sample will need to be sent out to be analyzed... 2-4 weeks minimum. Depending on what that turns up most of the time it comes down to poor filtration and/or lack of maintenance.

I can't tell you how many of these claims I've seen, yet can count on my hand how many actually get paid.
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post #9 of 14 Old 09-29-2013, 02:50 PM
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Quote:
Originally Posted by Big Angry Hillbilly View Post
No, it's not.

If fuel contamination is the root cause of a fuel system failure, the fuel system warranty is void. Period. No amount of flushing is going to reinstate that. If the dealer is on the ball, they've flagged the vehicle in OASIS as fuel system coverage cancelled. Flushing the fuel system isn't magically going to remove traces of water/gasoline/**** fuel contamination on the parts that have failed.

I was talking from a warranty aspect, not an insurance aspect.

Sorry if that came across the wrong way. It appears I read your first post the wrong way also.
100% correct! Just did entire fuel system last week. When water passes through high pressure pump it cavitates pump sending very small metal chips into injector rails contaminating all 8 injectors then send remains back to tank!!


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Last edited by JUGERNAUT; 09-29-2013 at 02:55 PM.
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post #10 of 14 Old 09-29-2013, 04:39 PM
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Originally Posted by JUGERNAUT View Post
100% correct! Just did entire fuel system last week. When water passes through high pressure pump it cavitates pump sending very small metal chips into injector rails contaminating all 8 injectors then send remains back to tank!!
Ouch... this isn't even my truck and these statements make my butt hole pucker.

'06 F250 FX4 6.0L/auto-studded, O-ring'd, deleted, turbo'd, inject'd, lifted.... typical bolt on
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