Place to finance 05 Excursion? - Ford Powerstroke Diesel Forum
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post #1 of 13 Old 06-05-2012, 10:43 AM Thread Starter
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Place to finance 05 Excursion?

I found a local 2005 Excursion Limited 4x4, it has 139k on it. Looks to be in great mechanical shape, with a great interior, minus a few small blemishes on the leather.

I've been calling around to finance places and banks trying to find a place to finance trough, but to no avail. Every place either doesn't finace diesels, only finances cars that are 7 years old or newer, or doesn't finance vehicles with more than 75-80k miles.

I'm curious as to where others financed their diesel trucks with 100k+ miles through. At this point, any help would be appreciated.
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post #2 of 13 Old 06-05-2012, 10:44 AM
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Penfed.org

I've had 2 loans on them with trucks just like that. Great rates.

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post #3 of 13 Old 06-05-2012, 11:01 AM Thread Starter
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Awesome, thanks for the fast reply. I'll definitely contact them and see if they can help.
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post #4 of 13 Old 06-06-2012, 03:47 PM
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I really like using my local credit union. I know that mine doesn't care about the year of the vehicle and only adds 1% if the vehicle has over a 100K miles. They usually have the best promotions/interest rates around. Most are easy to join if you aren't already a member, most just have you make a small donation to a charity usually local.

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post #5 of 13 Old 06-08-2012, 11:19 AM Thread Starter
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I called around to quite a few, and the same story from all of them. Might as well just get a loan from a bank or the truck. Anyway, went to look at one today and it was a bust. Oh well.

On to the next truck.
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post #6 of 13 Old 06-09-2012, 01:20 PM
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I just financed mine with a 132,000 through State Farm Bank.

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post #7 of 13 Old 06-09-2012, 05:40 PM Thread Starter
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I just called and got a loan against some money in the bank. Figured it would be easier and faster. So I have the funds, now to find the truck.
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post #8 of 13 Old 06-09-2012, 06:37 PM
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Itll be tough... Im in the same scenario but with a 2000. Problem with excursions are theyre old and banks dont realize how much theyre worth. I got approved twice but couldnt afford the $600 payment for only 3 years... I needed at LEAST 4 and no one could do it

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post #9 of 13 Old 06-09-2012, 06:52 PM
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Banks can be a real pain in the arse, I keep ruining into the same problem when I wanted to buy my girlfriends brothers truck because it was a 2000 and they wanted me to get a 2005+ and I almost gave up hope till I found my truck now dirt cheap and paid cash the reason they don't want older is because if you don't make payments and they have to repossess it they need to get their money back

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post #10 of 13 Old 06-09-2012, 06:57 PM Thread Starter
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Yep. One plae offered to finance $17k, but said they could only do it for a 24 month loan. If I could afford that payment, I'd just buy a new Ferrari.
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