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20"x 12" wheels are a little to much for 12.5" tires, the tread width will sit even with the wheel lip. Making the sidewalls bulge or appear bulged from stretching the tire to seat the bead. This also provides virtually no protection for the rims near curbs or going off-road.
Unless your future plans include more lift and bigger tires, I would look at 20" x 10" wheels the backspacing is just about the same.
Of course this is unless you have already got the wheels.