Hopefully they pay your original insured value but if it says actual value then they are probably going to be looking at fair market value. The same NADA that values cars also does RV's. Go here and see what you come up with:
NADA RV Link
Hope this helps and sorry to hear about this. Hopefully they take care of you. I worked up an '07 34' sunnybrook and it was a low of 33 and a high of 40 so I don't think you'll do too bad at all even at actual value. Your's is newer and bigger so I think you'll be in good shape.
Last edited by tabraha : 02-04-2008 at 06:57 AM.